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Keeping your family healthy in your first home

Keeping your family healthy in your first home

May 11, 2020 | by HC Mutual

Every Filipino deserves to enjoy comfortable and worry-free lives in their own homes. Your living space is where you nurture and
share milestones with your family, which is why it is important that your home is equipped to protect you and your loved ones from
disease and illness.

The World Health Organization (WHO) has developed evidence-based recommendations on housing and health to make sure your
home is safe and healthy. Check out these guidelines to know what to look for while house-hunting or updating your home.

Regulate indoor temperature
With our country’s hot climate, we need to be mindful of indoor temperatures. If your home runs too hot, you risk dehydration, heat stroke, and other pulmonary disease. It may also affect sleep quality and the immune system, especially for children and the elderly. To help cool down, WHO recommends proper ventilation (and taking advantage of the night air), window shades, green spaces, and thermal insulation.

Prevent household crowding
This aspect of housing covers the size and capacity of your home. Studies show that crowding may increase the risk of disease, sleep disorders, and stress. Before choosing or building your home, it is best to take your family’s numbers into consideration.

Remove injury hazards
Globally, about a third of injuries occur at home. However, you can minimize this risk by freeing your space of hazards like uneven flooring and steps, inadequate lighting, and unprotected hot surfaces. Prevent home injuries by adding gates and stoppers on your stairs, guards on stoves, and child-safety locks on your doors and windows. It is also best to inspect your floors to make sure that they aren’t too slippery especially when wet.

Make your home accessible
An accessible environment can help persons with disabilities enjoy better health, accomplish everyday tasks easier, and improve their quality of life. You can start by adding hand railings, ramps for stairs, safety frames on your toilets, and push/pull door handles. You can also rearrange your furniture for easier access or adjust indoor lighting, depending on each room or family member’s specific needs.

Have clean water at hand
Access to clean water is one of the most important things to consider when moving into your home. It is optimal to have at least one water supply and multiple taps within the house to sustain hydration, prepare food, and maintain personal hygiene.

Improve indoor air quality
Damp and dusty surroundings, food preparation, and smoking can pollute your home’s air, which may then lead to a weakened immune system, allergies, and disease. To combat these risks and to improve air quality, it is recommended to have proper ventilation, prevent smoking indoors (especially around children), and to keep your living spaces clean.

A happy and carefree life begins with good health. Cherish your loved ones by making sure your first home is up to standard and conducive to the well-being of the whole family.

Source: WHO Housing and Health Guidelines (2018)

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Going Beyond the Expectations

Pleased to have met the top executives of Homecredit Mutual Building and Loan Association (left to right): Mr. Kevin R. Lynch (President/CEO), Ms. Mylene H. Paris (Marketing Head), Ms. Virgie Ventura (Asst. Manager Client Services Dept.) and Mr. Michael C. Kaiser (Head Client Services Dept.)

Going Beyond the Expectations

February 17, 2020 | by Marilyn Amoro, HC Mutual Member

Pleased to have met the top executives of Homecredit Mutual Building and Loan Association (left to right): Mr. Kevin R. Lynch (President/CEO), Ms. Mylene H. Paris (Marketing Head), Ms. Virgie Ventura (Asst. Manager Client Services Dept.) and Mr. Michael C. Kaiser (Head Client Services Dept.)

My daughter and I had the pleasure of meeting the top executives of Homecredit Mutual Building And Loan Association. I’ve been a member of this association since 2010 and I’m honored to have a trusted partner for roughly 10 years. They’re one of the associations I’ve known that goes beyond their service.

Year 2016 when I gave birth to my youngest child thru c-section at the Las Piñas Doctors Hospital. I was unconscious all throughout as I passed out when I got right at the doorstep of the hospital. Sadly, due to severe pre-eclampsia, my delivery led to a heart and lung complication (pulmonary congestion) so I was sent to the ICU (Internal Care Unit) after staying at the emergency room. When I woke up, there were tubes in my body and had to take lots of medicine thru IV infusion. The delivery was successful but I had to undergo lots of tests. Many times, three regular doctors would always tell me the same thing over and over again when they visited me, that only a small number of women can outlive this case, stating only 2 out of 10 can survive. My OB-GYN told me that I was so lucky for having a second life that she even advised me to offer a thanksgiving mass once I get out of the hospital.

I’d wanted to be released from the hospital since day one because I know the longer I stay, the higher our bills would get.

While my baby daughter was declared healthy after staying for 2 days at the nursery section, I, in my weakest state, stayed in the ICU for 7 days to have my heart and lungs monitored. After being released from the ICU, I stayed in a regular room for 3 more days. Our hospital bills kept on increasing each day and it’s something that we didn’t expect. Thankfully, we had friends and loved ones who helped us go through that situation.

Homecredit Mutual Building And Loan Association provided financial assistance during that time, aside from the help we received from our relatives, friends and our immediate families. Without them, we couldn’t survive financially. Ms. Virgie Ventura, Homecredit Assistant Marketing Manager, even visited me in the hospital that time to check my condition. She met my family twice and I can vividly remember what she said, “You are blessed, you have a very beautiful family”.

I will always be thankful to those who have helped my family during that time, most especially those who have always prayed for my fast recovery. I still have the encouraging notes, letters and heartfelt text messages with me. When I look back, I still can’t believe I’ve surpassed that challenge in my life. It may have brought us to a financial and health difficulty but it gave us another source of inspiration to live. That day has changed my entire life as our littlest angel came to our lives. It all happened with a purpose and that purpose made our family much happier and made us more united (me and husband most especially).

It brought me to a realization that you will always be tested many times, but if you have trusted friends and reliable partners in life, things will be a lot easier to handle. They will go beyond what you expect them to do, it’s all because they care about you.

Ms. Virgie Ventura (Asst. Manager Client Services Dept.), my daughter, Raulyn and I

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